James Ronald Stuart, Jr. NOTICE OF FORECLOSURE SALE UNDER POWER HALL COUNTY, GEORGIA Under and by virtue of the Power of Sale contained in a Security Deed given by James Ronald Stuart, Jr. to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for Everett Financial, Inc. dba Supreme Lending, dated January 28, 2022, and recorded in Deed Book 9050, Page 762, Hall County, Georgia Records, as last transferred to Everett Financial, Inc. dba Supreme Lending by assignment recorded on September 11, 2023 in Book 9366 Page 432 in the Office of the Clerk of Superior Court of Hall County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of Three Hundred Twenty-Three Thousand Forty and 0/100 dollars ($323,040.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash at the Hall County Board of Commissioners meeting room on the second floor of the Hall County Government Center located at 2875 Browns Bridge Road, Gainesville, Georgia, within the legal hours of sale on February 4, 2025, the following described property: All that tract or parcel of land lying and being in Land Lot 41 of the 8th Land District of Hall County, Georgia, and being Lot 33 of the Holiday Heights Subdivision as shown on a subdivision plat recorded in Plat Book 45, Page 104, of the Hall County, Georgia Plat Records and which said plat is hereby incorporated by reference and made a part of this description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: Supreme Lending they can be contacted at 866.219.0032 for Loss Mitigation Dept, or by writing to 14801 Quorum Drive, Suite 300, Dallas, Texas 75254, to discuss possible alternatives to avoid foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is James Ronald Stuart, Jr. and Kimberly Denise Stuart or tenant(s); and said property is more commonly known as 4524 Holiday Heights Dr, Oakwood, GA 30566. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code (2) final confirmation and audit of the status of the loan with the holder of the security deed and (3) any right of redemption or other lien not extinguished by foreclosure. Everett Financial, Inc. dba Supreme Lending as Attorney in Fact for James Ronald Stuart, Jr. Brock & Scott, PLLC 4360 Chamblee Dunwoody Road Suite 310 Atlanta, GA 30341 404-789-2661 B&S file no.: 23-13619 142293 1/8, 15, 22, 29